Vietcombank Cashplus Platinum American Express® international credit card

↵

I.          Card features and benefits

• Buy first-pay later, up to 50 days interest-free period.

• here).

  Flexible payment at all points of sales having American Express logo worldwide, including contactless merchants. (For contactless payment user guide, please refer

• here).

  Convenient payment via Internet, mobile app, MOCA app. (For MOCA payment user guide, please refer

• here for detail).

  Flexible installment on VCB Digibank at a small fee (Visitfor detail).

• here for detail).

  0% interest instalment at Vietcombank’s partner merchants (Visitfor detail).

• Cashwithdrawal at any ATM having American Expres logo in Vietnam and worldwide.

• Keep track of transactions and manage spending easily with additional services such as VCB Digibank on Mobile applicati

  on

  and on web browser, VCB-SMS [email protected] , VCB-Phone [email protected]

• Comprehensive and high-secured EMV chip contact and contactless technology with international standard, advanced security method using OTP, Tokenization for online payments, mobile applications.

• Safety online transactions with 3D Secure feature.

• Customer services 24/7 via Hotline 1900.54.54.13 or Hotline for high-end customers +84.1800.1565.

• Exclusive offers from Vietcombank and American Express periodically.

II.      Exclusive Privileges

– Cashback feature: Unlimited cashback 1.5% for all eligible payment. For more details, please refer here.

– Insurance benefit:

• For newly issued/ renewed cards/ renewals before 01/04/2020, cardholders will be entitled to insurance coverage up to 23 bil VND provided by PVI. For more details, please refer here

• For newly issued/ renewed cards/ renewals from 01/04/2020, PVI will be the provider with insurance coverage up to 23 bil VND, however, this will not cover for events related to Covid-19 (Coronavirus). For more details, please refer here

  .

Details of insurance policy as below:

* For cards issued/renewed from 01/04/2021 until the end of 31/03/2022:

• To be entitled to insurance coverage provided by PVI within 12 months since the date of issuance/renewal (01/04/2022 – 31/03/2023 correspondingly)

• Detail of PVI’ insurance policy here

* For cards issued/renewed from 01/04/2022 until the end of 31/03/2023:

• To be entitled to insurance coverage provided by MIC.

• Detail of the insurance policy here

* When PVI’s coverage term has expired, MIC will be the insurance provider.

– Shopping and dining offers: Special offers for for Amex Cashplus Platinum cardholders, for more details, please visit websites: https://livetheworld.americanexpress.com/en-GB hoặc www.Amexdiningprogram.com.

– Card service benefit: free first year annual fee for 01 supplementary card; Waiver of issuance fee of 01 VCB debit card; Free first year annual fee of 01 credit card VCB (except for Platinum credit card); Free credit limit confirmation; Free credit limit change; Free re-issue cards and issue replacement cards.

– ​​​​​​​Personal banking services benefit: 

• Free maintenance fee for VCB Digibank;

• Free money transfer via VCB Digibank; 

• 50% discount on deposit account balance  confirmation fee and money transfer fee within VCB system at VCB’s counters (fee code C001).