Amazon.com Store Card Reviews: Is It Any Good? (2023) | SuperMoney

Amazon.com Store Card Review

This is a
store

cashback card
issued by Synchrony Bank.

If you’re wondering whether Amazon Store card is the right card for you, read on.

Key Takeaways

• Generous reward rate. You can get a
  maximum cashback rewards rate of up to 5x.
• Signup bonus. Offers a signup bonus of up to $10 if you spend $0.
• High APRs. This is not a great card for people who carry a balance. It has a

  variable
  purchase APR
  of 25.99%

• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don’t have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Amazon Store card

The Good
The Bad

• No annual fee.
• Amazon.com Store Card reports to multiple credit bureaus.

• 5% back on Amazon.com purchases.
• Access to promotional financing.
• Higher than average purchase APRs.
• Does not include many credit card benefits.

Amazon Store card FAQ

Does Amazon Store card have a cash back or rewards program?

No, it does not offer a rewards program.
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the Amazon Store card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Amazon Store card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.
This card has higher than average regular APRs.

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Amazon.com Store Card has a
variable
purchase APR
of 25.99%.

Does Amazon Store card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Amazon Store card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Amazon Store card?

The following fees apply:

Amazon Store card Fees

Fees
Amount

Annual Fee

$0

Late Payment Fee

up to $39

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

What is the customer service phone number for Amazon Store card?

The Amazon Store card customer service number is (866) 226-5638.

What is the support contact email for Amazon Store card?

The support contact email for Amazon Store card is [email protected].

What is the Amazon Store card login page?

You can access the Amazon Store card login page here.

How do people rate the customer service and user experience of Amazon Store card?

Overall, Amazon Store card is mostly recommended based on community reviews that rate customer service and user experience.

Does Amazon.com Store Card report your account activity to credit bureaus?

Yes, Amazon.com Store Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Amazon Store card

• Visit the Amazon Store card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.