Ace American Insurance Company: Customer Ratings & Reviews [2023] | InsuranceProviders.com

Some customers may find the claims process to be time-consuming

Limited information available online about their coverage options and discounts

Coverage available in all 50 states

Ace American Insurance Company is a reputable provider of insurance products and services with over 200 years of history. They offer a range of coverage options, including homeowners, auto, renters, business, and liability insurance, with competitive rates and affordable payment plans. The company is rated A+ (Superior) by A.M. Best, has a low complaint level, and provides exceptional customer service. Ace American Insurance Company offers discounts to qualifying customers, such as the multi-policy, safe driving, good student, and home safety discounts. Although limited information is available online about their coverage options and discounts, Ace American Insurance Company is a convenient choice for customers across the country, with coverage available in all 50 states.

Are you looking for an insurance company that provides a range of coverage options? Look no further than Ace American Insurance Company. With a history dating back over 200 years, Ace American Insurance Company is a trusted provider of insurance products and services. Let’s take a closer look at what this company has to offer.

Is ACE a Good Choice?

Company contact information:

Related parent or child companies: Ace American Insurance Company is a subsidiary of Chubb Limited.

Financial ratings: Ace American Insurance Company is rated A+ (Superior) by A.M. Best.

Customer service ratings: The article notes that Ace American Insurance Company provides exceptional customer service, but it does not provide a specific customer service rating.

Claims information: Customers can file a claim by calling the company’s claims department or submitting a claim online. The article notes that Ace American Insurance Company has a reputation for fast claims processing.

Company apps: There is no information provided in the article about whether or not Ace American Insurance Company has any apps.

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ACE Discounts Available

Ace American Insurance Company offers a range of discounts to qualifying customers, including:

  • Multi-policy discount: Customers can save money by bundling multiple policies, such as auto and home insurance, with Ace American Insurance Company.
  • Safe driving discount: Customers with a clean driving record can save on their auto insurance premiums.
  • Good student discount: Students who maintain good grades can receive a discount on their auto insurance premiums.
  • Home safety discount: Customers who have certain safety features installed in their homes, such as smoke detectors and security systems, can receive a discount on their homeowners insurance premiums.It’s important to note that specific discounts and their availability may vary by state and policy type, so customers should speak with an Ace American Insurance Company representative to determine which discounts they qualify for.

ACE Coverage Options

Ace American Insurance Company offers a range of coverage options to meet the needs of their customers. These include:

  • Auto insurance: Coverage for cars, trucks, and other vehicles, with options for liability, collision, comprehensive, and uninsured/underinsured motorist coverage.
  • Homeowners insurance: Coverage for homes, condominiums, and apartments, with options for property damage, personal liability, and additional living expenses.
  • Renters insurance: Coverage for personal property and liability for renters.
  • Business insurance: Coverage for small businesses, with options for property damage, liability, and workers’ compensation.
  • Liability insurance: Coverage for individuals and businesses, with options for general liability, professional liability, and cyber liability.It’s important to note that specific coverage options and their availability may vary by state and policy type, so customers should speak with an Ace American Insurance Company representative to determine which coverage options are best for them.

ACE vs. Competitors

Ace American Insurance Company’s main competitors in the insurance industry include other well-known insurance providers such as:

  • State Farm: One of the largest insurance providers in the US, State Farm offers a wide range of insurance products including auto, homeowners, renters, life, and health insurance.
  • Allstate: Allstate is another major player in the insurance industry offering auto, home, life, and renters insurance, among other coverage options.
  • Progressive: Known for its witty marketing campaigns, Progressive offers auto, home, renters, and life insurance, as well as specialty coverage options such as pet insurance and identity theft protection.
  • Geico: Geico is another large insurance provider that specializes in auto insurance, but also offers other types of insurance such as homeowners, renters, and umbrella insurance.

These companies are well-established in the insurance industry and offer a range of products that are comparable to those offered by Ace American Insurance Company. However, Ace American Insurance Company may have certain advantages such as lower rates or specific coverage options that make them a more appealing option for certain customers.

Frequently Asked Questions

How do I file a claim with Ace American Insurance Company?

You can file a claim by calling the company’s claims department or by submitting a claim online.

What types of business insurance does Ace American Insurance Company offer?

Ace American Insurance Company offers a range of business insurance options, including general liability, professional liability, and workers’ compensation insurance.

Can I customize my coverage with Ace American Insurance Company?

Yes, Ace American Insurance Company offers customizable coverage options to meet their customers’ unique needs and budgets.

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Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco.
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Written by

Daniel Walker
Licensed Insurance Agent
Daniel WalkerDaniel Walker

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco.
To ensure our content is accura…

Full Bio →

Reviewed by


Daniel Walker

Licensed Insurance Agent

Daniel WalkerDaniel Walker